Posts for tag: dental care
In an ideal world, your family's dental needs would mesh seamlessly with the family budget. Alas, it's not always that way, and it can often be a head scratcher figuring out how to pay for needed dental work.
You can reduce treatment costs with dental insurance, which could conceivably cut your bill in half. But dental policies often have payment caps and coverage limitations on materials and procedures. And unless someone else like an employer is paying for it, you'll have to subtract the premiums you're paying from any benefits you receive to reveal what you're actually saving.
Even with dental insurance, you can still have a remaining balance that exceeds what you can pay outright. You may be able to work out a payment plan with the dentist for extended treatments like braces, but this might not be possible in other cases.
That leaves financing what you owe with loans or credit cards. For the latter, it's highly likely your dentist accepts major credit cards. But since many cards charge high interest rates, you could pay a hefty premium on top of your treatment charges the more you extend your payments on a revolving account over time.
Your dentist may also participate with a healthcare credit card. Although similar to a regular credit card, it only pays for healthcare costs like dental fees. Interest rates may also be high like regular cards, but some healthcare cards offer promotional periods for paying a balance over a designated time for little to no interest. But late payments and overextending the promotional period could nullify this discount.
You might save more on interest with a loan that has a fixed interest rate and payment schedule rather than a credit card with revolving interest (although credit cards may be more suitable for smaller expenditures while a fixed loan works better for larger one-time charges). One in particular is a healthcare installment loan program, one of which your dentist might be able to recommend, which is often ideal for paying dental costs.
Paying for your family's needed dental care can be financially difficult. But you do have options—and your dentist may be able to assist you in making the right choice.
Visiting the dentist for regular cleanings and needed dental work can do wonders for keeping your teeth and gums in tip-top shape. But if you’ve seen or heard about infections occurring in healthcare facilities, you might be a little concerned that your trip to the dentist might expose you to one. Don’t be! You and your family will be out of harm’s way because your dental team has made protection from viruses, bacteria and other infectious agents a top priority. To highlight this effort, the American Academy of Oral Medicine commemorates each September as “National Dental Infection Control Awareness Month.”
As a healthcare provider, dentists have a legal, moral and ethical obligation to protect patients (and staff members too) from infection through what are known as “standard precautions.” These include barrier protection, disinfection and sterilization practices, and safe disposal of contaminated items.
But dentists and their professional organizations don’t stop with the minimum requirements—they’re committed to a higher standard when it comes to infection control. The bedrock for this commitment is adherence to an infection control checklist developed by the U.S. Centers for Disease Control (CDC), updated regularly. This in-depth checklist recommends several best practices and protocols, including:
- Creating a written infection control plan that outlines all practices and procedures to be followed by the provider and staff;
- Barrier protection, including the wearing of disposable gloves, face shields or gowns by providers as appropriate;
- Proper disposal methods for used items;
- Proper hand washing and other hygiene practices before and after treatment procedures;
- Proper disinfection and sterilization of instruments and equipment;
Most licensing bodies also require that dentists and their staff undergo continuing education in infection control, usually every two years.
Because you as a patient have a right to know the details about your medical and dental care, you have public access to infection control guidelines and requirements. You can also ask your dental provider about what steps they take to protect you and your family from infectious disease. They’ll be glad to answer any questions you have to put your mind at ease about your safety.
The dental profession’s commitment to patient and staff safety has drastically reduced the risk of any infection. Rest assured, your dental visit will be beneficial for your oral health—and safe for your general health too.
If you would like more information about infection control in the dental office, please contact us or schedule a consultation. To learn more, read the Dear Doctor magazine articles “Infection Control in the Dental Office” and “Shingles, Herpes Zoster: A One-Sided Facial Rash.”